Friday, May 4, 2012

living on a budget.

inspiration: Dave Ramsey's Financial Peace University course

so the roomie and i are going through Dave Ramsey's Financial Peace University course.
sometimes money is a "four-letter-word" and i know that honestly, i have failed to be a good steward of mine and it's quite disappointing. considering i'm a recent college grad who is doing very well for herself (at least, by her standards), it disappoints me that i 1) seem to be living the paycheck-to-paycheck lifestyle when i don't need to and 2) have no savings/emergency fund built up and 3) i am getting really good at using credit cards rather than cash.

so per this week's lesson, i found an accountability partner (my roommate), mapped out my budget for the next two weeks (until i get paid again, at which point, i'll put together another budget), and accounted for every cent in today's paycheck.

i'm confident that since i have accountability and the desire to become more financially free, that this will go well. i'm typically pretty good at exercising self-control when i want something badly enough (although, that just may be the pride talking ;)).

this is day one of living on a budget.

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